Skip Ribbon Commands
Skip to main content

NJCLASS Home | New Jersey Student Financial Aid | HESAA


NJCLASS Loan Features

  • Three fixed interest rates with choice of varying repayment terms.
  • Student can be a party to the loan.
  • Borrow the amount you need for college.
  • Repayment assistance options for new loans.

Cosigners should take several factors into consideration. To learn more, please review our "Cosigning a Loan" brochure.
For English, click here.
For Spanish, click here.

Current Loan Rates

HESAA offers several NJCLASS loan options. To review the current rates and loan terms, click here.

To compare NJCLASS family loan rates and features to the federal Parent PLUS loan program, click here.