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Loan Redemption Programs Hub

New Jersey Will Help You
Pay Down Student Loan Debt!

Based on your career choice, you may be eligible for loan redemption.

Graduation Cap
Health Care Professional
Health Care Professional Loan Redemption Program

Up to $200,000 in student loan redemption is available for up to four years of service as a primary care provider in select areas.
The application period for this program is currently closed.

Click here to learn more
Nursing Faculty
Nursing Faculty Loan Redemption Program

Up to $50,000 in federal and/or NJCLASS student loan redemption is available to nurses with graduate degrees who teach nursing courses at eligible New Jersey nursing schools.

The application period for this program is currently closed.

Click here to learn more
NJ Teacher Loan Redemption Program
New Jersey Teacher Loan Redemption Program

Up to $20,000 in student loan redemption is available for New Jersey teachers in select schools and fields.

Applications are currently being accepted for this program until September 30, 2026.

Click here to learn more
John R. Justice Program
John R. Justice Federal Student Loan Redemption Program

Student loan redemption available for qualified NJ prosecutors and public defenders. Amounts vary depending on federal funding.

The application period for this program is currently closed.

Click here to learn more
New Jersey STEM
New Jersey STEM Loan Redemption Program

Up to $8,000 for those in high-growth STEM occupations in New Jersey.
Applications are currently being accepted for this program.

Click here to learn more
Behavioral Healthcare Provider
Behavioral Healthcare Provider Loan Redemption Program

Eligible behavioral healthcare providers can receive up to $150,000 in student loan redemption (plus an additional $30,000 in incentive grants for providers working primarily with children/adolescents) for up to six years of service.

The application period for this program is currently closed.

Click here to learn more
Air Traffic Controller Loan Redemption Program
Air Traffic Controller Loan Redemption Program

Up to $100,000 in student loan redemption is available to air traffic controllers working for the Federal Aviation Administration at eligible sites.

Applications are currently being accepted for this program.

Click here to learn more

For questions about any of HESAA's loan redemption programs, email us at LoanRedemption@hesaa.org.

The federal government also offers other student loan forgiveness programs:

  • Federal Public Service Loan Forgiveness, click here.
  • Federal Teacher Loan Forgiveness, click here.
  • National Health Service Corps, click here.