Loan Features:

  • Available for Undergraduate or Graduate students
  • For students enrolled at least half time and non-traditional summer/winter terms

10-Year Option
Apply Now

15-Year Option
Apply Now

20-Year Option
Apply Now

Loan Features:

  • Must have a minimum of $5,000 in debt
  • Available for NJCLASS, Federal Parent Plus, and Private Educational Loans
  • No Administrative Fee
  • Save money by refinancing your existing student loans to a lower interest rate

ReFi+ 10-Year Option
Apply Now

ReFi+ 15-Year Option
Apply Now

Loan Features:

  • Must have a minimum of $30,000 in debt
  • No prepayment penalty
  • Available for NJCLASS family loans only
  • The rate used to calculate interest will be a weighted average interest rate of the underlying NJCLASS loans being consolidated, minus 0.50%

NJCLASS Consolidation Loan
Apply Now