The New Jersey College Promise offers an affordable pathway to a college degree.
Together, the Community College Opportunity Grant (CCOG) and the Garden State Guarantee (GSG) programs
promise transparent, predictable pricing for up to four years of college here in New Jersey.
Based on your income, your degree may be free!
Community College Opportunity Grants make community colleges affordable for New Jerseyans. CCOG awards pay for the cost of tuition and approved educational fees for New Jersey residents with an annual adjusted gross income (AGI)
between $0 and $65,000. New Jersey residents with AGIs between $65,001 and $80,000 pay reduced tuition costs after up to
50% of the maximum CCOG award available at their community college is applied. The CCOG covers the cost of tuition and
fees that are not already covered by federal and state financial aid or scholarships.
To be eligible for the Community College Opportunity Grant, students must:
New Jersey residents who attend a New Jersey four-year public institution of higher education and have an annual AGI
between $0 and $65,000 will attend tuition-free during their third (60-89 credits) and fourth (90-128 credits)* years of study,
because the Garden State Guarantee provides a net price of $0 for tuition and fees during those years. Students who have
AGIs between $65,001and $80,000 will pay a discounted net price of no more than $7,500 for tuition and fees per year during
their third and fourth years at one of New Jersey’s four-year public colleges or universities. The GSG covers the cost of tuition
and fees that are not already covered by federal and state financial aid or scholarships.
To be eligible for the Garden State Guarantee, students must:
*Effective Spring 2023 the definition of fourth year of study is amended to be 90-128 credits
How to Apply
You will automatically be considered for CCOG and GSG when you complete the Free Application for Federal Student Aid
(FAFSA) or, if you qualify as a NJ Dreamer, the NJ Alternative Financial Aid Application. Get started here: https://www.hesaa.org/Pages/financialaidhub.aspx