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Our Mission: Making Education Affordable

HESAA, the Higher Education Student Assistance Authority, is the only New Jersey state agency with the sole mission of providing students and families with financial and informational resources for students to pursue their education beyond high school.


A brief list of our programs and services appears below. For more information, please see our Annual Report.

Need-based programs
  • The New Jersey Tuition Aid Grant (TAG)
  • Part-time TAG for County College Students
  • Community College Opportunity Grant (CCOG)
  • The Governor’s Urban Scholarship Program (GUS)
  • The Governor’s Industry Vocations Scholarship (GIVS)
Merit-based programs
  • New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS and NJ STARS II)
New Jersey’s 529 college savings plan
  • The New Jersey Better Education Savings Trust (NJBEST) Scholarship
  • NJBEST Matching Grant
New Jersey’s supplemental family loan program
  • New Jersey College Loans to Assist State Students (NJCLASS)

State and federal loan redemption programs

Statewide outreach sessions to raise awareness of financial literacy as well as federal and state financial aid programs

Training sessions for New Jersey school counselors and college financial aid administrators

Publications, including the "State and Federal Financial Aid for Undergraduate and Graduate Students"