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High schools and colleges can take advantage of HESAA's Real Money 101 program, a comprehensive financial literacy program. Real Money 101 promotes the importance of building sound money management skills. Topics covered during these on-campus presentations include:

  • Financial Literacy (General Overview)
  • Budgeting & Money Management
  • Banking & Financial Services
  • Credit & Debt Management
  • Identity Theft & Privacy Rights
  • Student Loans: Borrowing & Repayment
  • Time Management
  • High School Financial Literacy
  • Graduate Professional (geared towards upperclassmen)
  • Why Go To College (geared towards Middle School Students)

The graduate professional workshop is for college seniors or graduate students. We offer two workshops that encompass all the topics in a one-hour general overview. Please note that there is one general overview geared towards college students and another geared towards High School students "High School Financial Literacy."


These informative and interactive sessions are usually an hour in length, however, they can be tailored to meet your specific time constraints. All of our presentations were developed in cooperation with New Jersey licensed budget and credit counseling agencies. HESAA provides schools and students with a variety of free resources, including: brochures, informational materials, Real Money 101 booklets, or Real Money 101 CD's. For more information or if you have any questions regarding Real Money 101, email: sbenson@hesaa.org or call 609-588-3300 ext. 1403.


Real Money 101 Registration


Our aim is to offer the best possible presentations for your students, and we will work with you to meet your specific needs. Please allow at least two weeks notice for scheduling and customization.


HESAA is responsible for providing speakers. If you prefer a particular speaker, please let us know and we will do our best to accommodate. Please do not reach out to speakers directly.  

Click here to register

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