|
Once we receive your information, we will continue processing your application.
This includes a detailed review of your credit history and the
calculation of a debt-to-income ratio. A debt-to-income ratio is a calculation
comparing total monthly debt to monthly adjusted gross income.
Your monthly debts may not exceed 40% of your monthly income in order to qualify for NJCLASS.
|
| |
|
| |
| |
__ Loan Application AND Promissory
Note, both signed in ink by all parties to the loan |
| |
__ Most recent Federal Tax Return
(signed, with all schedules) |
| |
__ Most recent paycheck stub(s)
|
| |
__ Documentation of any other
income disclosed on the NJCLASS Application |
| |
__ The Borrower should select the option to indicate they will send in additional information for review. |
| |
__ Include this worksheet with your documents |
| |
Please do NOT fax your documents. Faxing the information will delay the review of your application. |
| |
Mail all of the above to : |
| |
NJCLASS Originations
P.O. Box 538
Trenton NJ 08625-0538 |