HESAA Home :: Loan Options :: NJCLASS :: Consolidated Loan Information
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  You Can
Apply for a new consolidation loan
Continue an application in progress or cosign a loan
Authorize NJCLASS to obtain your consumer credit report
View/Accept/Decline Your Loan Offer
Print your completed consolidation loan application and promissory note
Read answers to frequently asked questions (FAQ)
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  Things You Should Know
  Eligiblity for a NJCLASS Consolidation Loan
  Information needed to complete your Consolidation Loan Application
  Borrower Notices
  What are Borrower and Coborrower Rights and Responsibilities?
  Cosigner and Joint Cosigner Rights and Responsibilities
  What to Consider When You're Considering Cosigning a Loan
  NJCLASS Privacy Act Notice
  Terms and Conditions of an NJCLASS Consolidation Loan
  Definitions of terms in NJCLASS

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