Eligibility

                               

Students:

• U.S. Citizen or eligible non-citizen
• New Jersey resident attending an approved school including some international schools
• Out-of-state resident attending an approved NJ-based school
• Enrolled at least half-time in a degree or certificate program
• Maintain satisfactory academic progress
• Submit a FAFSA

Note: You must borrow the Subsidized portion of your Stafford Loan, if eligible.

Borrowers:

• U.S. Citizen or eligible non-citizen
• Meet minimum credit and income requirements (Based on the Federal Poverty Level for a family of four.)
• Not be delinquent or in default on a Federal or State student loan

Cosigners:

• At least 18 years old
• U.S. Citizen or eligible non-citizen
• Meet minimum credit and income requirements (Based on the Federal Poverty Level for a family of four.) 
• Not be delinquent or in default on a Federal or State student loan

 

---