Historical Borrower Benefit Charts

Historical borrower benefit charts for various FFELP lenders and the Direct Lending program are available by clicking the links below.  These charts reflect, in addition to the details of borrower benefits provided, a calculation of the effective interest rate that borrowers paid during repayment based on an internal rate of return calculation of the total costs of the loan.


FY 2003 Loan Comparison Chart

FY 2004 Loan Comparison Chart

FY 2005 Loan Comparison Chart


The FY 2006 Loan Comparison Chart is not currently available. Please check with individual lenders for borrower benefits details for that year.


FY 2007 Loan Comparison Chart