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This page was created to make the completion of our NJCLASS Loan application easier for you. The links below refer you to our NJCLASS Fixed Rate Loan and our NJCLASS Fixed Rate for Graduate and Professional Students Loan applications.
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New Jersey College Loans to Assist State Students (NJCLASS)
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NJCLASS for Student or Parent Borrowers
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The NJCLASS fixed rate loan program allows students or parents to be the borrower. This loan features a fixed interest rate and low administrative fees. Flexible repayment options are available, including the option to defer all payments while the student is in school.
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NJCLASS for Graduate and Professional Students
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Graduate students can apply for an NJCLASS Grad/Professional Loan to meet the costs of a graduate education. There is no income requirement. Approval is based upon satisfactory credit history. The loan features a low fixed interest rate and administrative fees. Flexible repayment options are available, including the option to defer all payments while in school.
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