Licensed New Jersey Credit Counseling Agencies provide a wide range of services including: Free counseling to consumers in need; Education programs through workshops, courses and written material; Debt Management Plan to provide debt relief for applicable consumers.

New Jersey Licensed Budget/Credit Counseling Agencies:

• Consumer Credit Counseling Service
  of Delaware Valley
  (800) 992-4557
  www.cccsdv.org

• Consumer Credit Counseling Service
  of New Jersey
  (888) 726-3260
  www.cccsnj.org

• Nova Debt
  Garden State Consumer Credit Counseling Organization
  (800) 992-4557
  www.novadebt.org